Accepted Insurance Plans

Dr. Gaidry accepts a wide range of insurance plans to make quality internal medicine care accessible. We work with 26 major providers to serve patients throughout San Diego.

Major National Carriers

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • UnitedHealthcare
  • Humana
  • Kaiser Permanente

Medicare & Medicaid Plans

  • Medicare Part B
  • Medicare Advantage Plans
  • Medicaid (California)
  • Medi-Cal
  • Medicare Supplement Plans

Regional & Local Providers

  • Health Net
  • Anthem Blue Cross
  • Molina Healthcare
  • Sharp Health Plan
  • Scripps Health Plan

Additional Carriers

  • • Oscar Health
  • • Ambetter
  • • Bright Health
  • • Alignment Healthcare
  • • Devoted Health
  • • Clover Health

Employer-Sponsored

  • • MultiPlan
  • • PHCS
  • • Beech Street
  • • First Health
  • • Coventry

Government & Special

  • • Tricare
  • • Veterans Choice
  • • Workers' Compensation
  • • Personal Injury Protection

Important Note

This list represents commonly accepted plans. Insurance networks change frequently. Please contact your insurance provider directly to confirm Dr. Gaidry's participation in your specific plan.

Verify Your Coverage

Unsure if your insurance is accepted? Our team can help you verify coverage and answer any questions about accepted plans. With 43 years serving San Diego, we're committed to making quality care accessible.

Please have your insurance card ready when you call for the fastest verification.

Clear & Transparent Payment Options

We believe in straightforward financial communication. Here’s what you need to know about costs and payments at our practice.

Accepted Payment Methods

We offer several convenient ways to pay for your care.

  • All major credit & debit cards (Visa, Mastercard, American Express, Discover)
  • Personal checks
  • Cash
  • Health Savings Account (HSA) & Flexible Spending Account (FSA) cards

Understanding Your Costs

Your final cost depends on your specific insurance plan. We are here to help you understand.

Co-pays & Deductibles

These are set by your insurance provider. We collect any applicable co-pay at the time of your visit. We will bill your insurance first for any deductible amounts.

Out-of-Pocket Costs

After insurance processes your claim, you will receive a statement for any remaining patient responsibility. We offer clear, itemized billing.

Our Billing Policy

Our process is designed for clarity and ease.

  • Insurance Billing: As a courtesy, we will file claims directly with your insurance company for the 26 accepted plans.
  • Patient Statements: You will receive a statement for any balance after insurance payment. Payment is due upon receipt.
  • Questions Welcome: Our team is available to answer any billing questions you may have. Please call us for clarification.

Have Questions About Costs?

We encourage you to contact us before your visit. We can help you understand your insurance benefits and estimated costs.

* Please have your insurance card ready when you call for the most accurate information.

Note: All financial policies are subject to the terms of your insurance plan. We recommend contacting your insurance provider directly to confirm your specific coverage, co-pays, and deductibles for our services.